I think it’s safe to say we’re all familiar with the 7 Wonders of the World…
These were man-made structures so magnificent that their existence has been documented and passed along through mythology over thousands of years.
Perhaps the most famous is the Great Egyptian Pyramid at Giza, a structure so impressive that it held the record for tallest man-made structure for an astounding 4,000 years. This 6-million-ton mausoleum is so immense that — on a clear day — it can even be seen from space.
Another magnificent monument was the Statue of Zeus at Olympia, which loomed god-like over ancient Greece. The 40-foot statue was plated with gold, and rested on a throne adorned with every kind of precious stone you could imagine.
Perhaps most mysterious of the Seven Wonders are the Hanging Gardens of Babylon — whose very existence is debated. It’s been written that King Nebuchadnezzar II constructed the resplendent gardens to honor his queen.
Despite its location in the deserts of modern-day Iraq, the garden was said to have bloomed with gorgeous trees and flowers of every kind, enveloping the city through a series of columns, aqueducts, and irrigation canals.
As Philo of Byuzamtium wrote: “Exuberant and fit for a king is the ingenuity… most of all because the cultivator’s hard work is hanging over the heads of the spectators.”
In essence, it was a sign of the King’s power and wealth. You see, what all of these creations have in common is that they were erected to show off the wealth and power of these ancient rulers.
But I’m not here to give you an archeology lesson. I’m here to make you some money and give you a few tools to use to grow that money. That’s why I want to introduce you to the one wonder of the world that is alive and well — available for anyone anywhere to enjoy.
But most people haven’t heard of it…
I’m talking about the 8th Wonder of the World, as described by none other than Albert Einstein himself…
Einstein was quoted as saying that:
“Compound interest is the eighth wonder of the world. He who understands it, earns it…He who doesn’t, pays it.”
So what exactly is compound interest?
Behold, the eighth wonder of the world, it all its glory:
S = value after t periods
P = principal amount (initial investment)
j = annual nominal interest rate (not reflecting the compounding)
m = number of times the interest is compounded per year
t = number of years the money is borrowed for
That’s how Einstein would have written it. Now, I’ll be the first to tell you that I’m no Albert Einstein, and I like my math problems in easy-to-follow, real world examples. So if you aren’t familiar with compound interest there is an easy way to quantify it so that anyone can understand it. It’s called the rule of 72.
The rule of 72 says that in order to find the number of years it takes to you double your investment at a given rate, just divide the yield into 72.
For example, if you are earning a 9% dividend on your investment, it only takes eight years to double your money. . . and roughly 13 years to triple it.
This compounding effect arises when dividend yield is added to the principal, so that from that moment on, the interest begins to earn interest on itself.
Over time, that process can add up to a small fortune — even with very modest investments. It can multiply even more if you use my new IRM(72) plan — which I’ll explain a bit later on.
Let’s look at a real life example of compound interest in action, with an IRM(72) plan…
Let’s say you saved $3,000 and started an IRM(72) plan with one of my favorite dividend payers, Duke Energy Corp. (DUK).
That initial investment of $3,000 would have bought you 176 shares of DUK at the time, each one earning a dividend yield of 5.4%. That dividend would eventually multiply five times.
Your IRM(72) plan would earn you a tidy $1 million payday as long as you simply let your dividend multiply in the plan and add a monthly contribution of just $80.
You could have earned a yearly dividend stream of $50,845 without lifting a finger.
This is way better than the returns you’d get from the S&P 500’s measly 10.4% over the last three decades.
Remember, this is something you cannot do with regular dividends if you buy the stock via the stock market.
That’s why I devised a program to unleash the power of compound interest without doing any math at all. And the results speak for themselves. With this very technique, ordinary investors have made pyramids of cash with such ease that it would make Egyptian Pharaohs jealous.
You can only get these “dividend multipliers” when you open an IRM(72) retirement plan. Open one and start unleashing the eighth wonder of the world today.
If you play it right, then come retirement time, it will provide you with all the wealth you need to travel the world, and the free time to visit all of the other wonders that await…
While the ancient wonders have all but vanished, the New Seven Wonders have emerged in recent years. The massive Christ the Redeemer Statue in Brazil, the Great Wall of China, and the ancient Incan City of Machu Picchu in Peru being a few.
Make sure you position yourself with the wealth you’ll need to visit these modern marvels — or enjoy your retirement in any way you choose.
